Determinasi minat wakaf tunai melalui cash waqf linked deposit (cwld) dengan dimediasi variabel kepercayaan
Subyek : Waqf -- Indonesia;Bank deposits -- Religious aspect;Customer behavior
Penerbit : FEB - Usakti
Kota Terbit : Jakarta
Tahun Terbit : 2026
Pembimbing 1 : Ida Busnety
Kata Kunci : cash waqf linked deposit, digital support, religiosity, trust.
Status Posting : Published
Status : Lengkap
| No. | Nama File | Hal. | Link |
|---|---|---|---|
| 1. | 2026_TS_MIE_121012400022_Halaman-Judul.pdf | 15 | |
| 2. | 2026_TS_MIE_121012400022_Surat-Pernyataan-Revisi-Terakhir.pdf | 1 | |
| 3. | 2026_TS_MIE_121012400022_Surat-Hasil-Similaritas.pdf | 1 | |
| 4. | 2026_TS_MIE_121012400022_Halaman-Pernyataan-Persetujuan-Publikasi-Tugas-Akhir-untuk-Kepentingan-Akademis.pdf | 1 | |
| 5. | 2026_TS_MIE_121012400022_Lembar-Pengesahan.pdf | 4 | |
| 6. | 2026_TS_MIE_121012400022_Pernyataan-Orisinalitas.pdf | 1 | |
| 7. | 2026_TS_MIE_121012400022_Formulir-Persetujuan-Publikasi-Karya-Ilmiah.pdf | 1 | |
| 8. | 2026_TS_MIE_121012400022_Bab-1.pdf | 14 | |
| 9. | 2026_TS_MIE_121012400022_Bab-2.pdf | 68 |
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| 10. | 2026_TS_MIE_121012400022_Bab-3.pdf | 13 |
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| 11. | 2026_TS_MIE_121012400022_Bab-4.pdf | 48 |
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| 12. | 2026_TS_MIE_121012400022_Bab-5.pdf | 11 | |
| 13. | 2026_TS_MIE_121012400022_Daftar-Pustaka.pdf | 7 | |
| 14. | 2026_TS_MIE_121012400022_Lampiran.pdf | 16 |
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P Penelitian ini bertujuan untuk menganalisis pengaruh literasi digital, dukungan digital, dan religiusitas terhadap minat berwakaf tunai melalui cash waqf linked deposit (cwld), dengan kepercayaan sebagai variabel mediasi. cwld merupakan inovasi wakaf uang berbasis deposito syariah yang memungkinkan dana pokok tetap terjaga, sementara imbal hasilnya disalurkan untuk program sosial melalui nazhir. penelitian ini menggunakan pendekatan kuantitatif dengan data primer yang diperoleh melalui penyebaran kuesioner kepada 258 responden. teknik analisis data menggunakan structural equation modeling berbasis covariance (cb-sem) dengan bantuan program amos. hasil penelitian menunjukkan bahwa literasi digital tidak berpengaruh signifikan terhadap kepercayaan maupun minat berwakaf tunai melalui cwld. dukungan digital berpengaruh positif dan signifikan terhadap kepercayaan serta minat berwakaf tunai melalui cwld. religiusitas berpengaruh positif dan signifikan terhadap kepercayaan, tetapi tidak berpengaruh langsung secara signifikan terhadap minat berwakaf tunai. kepercayaan terbukti berpengaruh positif dan signifikan terhadap minat berwakaf tunai melalui cwld. hasil uji mediasi menunjukkan bahwa kepercayaan tidak memediasi pengaruh literasi digital terhadap minat berwakaf tunai, tetapi memediasi secara parsial pengaruh dukungan digital terhadap minat berwakaf tunai dan memediasi secara penuh pengaruh religiusitas terhadap minat berwakaf tunai. temuan ini menunjukkan bahwa minat masyarakat terhadap cwld lebih kuat dipengaruhi oleh kualitas dukungan digital dan kepercayaan terhadap lembaga pengelola. oleh karena itu, pengembangan cwld perlu diarahkan pada peningkatan kualitas sistem digital, transparansi pengelolaan, keamanan transaksi, serta edukasi produk wakaf tunai yang lebih spesifik.
T This study aims to analyze the effects of digital literacy, digital support, and religiosity on the intention to participate in cash waqf through cash waqf linked deposit (cwld), with trust as a mediating variable. cwld is an innovation in cash waqf based on islamic deposits, in which the principal fund is preserved while the returns are distributed for social programs through nazhir. this study employed a quantitative approach using primary data collected through questionnaires distributed to 258 respondents. the data were analyzed using covariance-based structural equation modeling (cb-sem) with amos software. the results show that digital literacy has no significant effect on either trust or the intention to participate in cash waqf through cwld. digital support has a positive and significant effect on both trust and the intention to participate in cash waqf through cwld. religiosity has a positive and significant effect on trust but does not have a significant direct effect on cash waqf intention. trust is proven to have a positive and significant effect on the intention to participate in cash waqf through cwld. the mediation test results indicate that trust does not mediate the relationship between digital literacy and cash waqf intention. however, trust partially mediates the effect of digital support on cash waqf intention and fully mediates the effect of religiosity on cash waqf intention. these findings indicate that public intention toward cwld is more strongly influenced by the quality of digital support and trust in the managing institutions. therefore, the development of cwld should focus on improving digital system quality, management transparency, transaction security, and more specific education regarding cash waqf products.