Faktor yang mempengaruhi risiko likuiditas bank yang terdaftar di bursa efek indonesia
Penerbit : FEB - Usakti
Kota Terbit : Jakarta
Tahun Terbit : 2026
Pembimbing 1 : Bahtiar Usman
Pembimbing 2 : Nama Saya
Kata Kunci : Liquidity Risk, Capital adequacy ratio, Non-Performing Loan, Bank Size, Banking
Status Posting : Published
Status : Lengkap
| No. | Nama File | Hal. | Link |
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| 1. | 2026_SK_SMJ_022002201015_Halaman-Judul.pdf | 10 | |
| 2. | 2026_SK_SMJ_022002201015_Surat-Pernyataan-Revisi-Terakhir.pdf | 1 | |
| 3. | 2026_SK_SMJ_022002201015_Surat-Hasil-Similaritas.pdf | 1 | |
| 4. | 2026_SK_SMJ_022002201015_Halaman-Pernyataan-Persetujuan-Publikasi-Tugas-Akhir-untuk-Kepentingan-Akademis.pdf | 1 | |
| 5. | 2026_SK_SMJ_022002201015_Lembar-Pengesahan.pdf | 4 | |
| 6. | 2026_SK_SMJ_022002201015_Pernyataan-Orisinalitas.pdf | 1 | |
| 7. | 2026_SK_SMJ_022002201015_Formulir-Persetujuan-Publikasi-Karya-Ilmiah.pdf | 1 | |
| 8. | 2026_SK_SMJ_022002201015_Bab-1.pdf | 15 | |
| 9. | 2026_SK_SMJ_022002201015_Bab-2.pdf |
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| 10. | 2026_SK_SMJ_022002201015_Bab-3.pdf |
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| 11. | 2026_SK_SMJ_022002201015_Bab-4.pdf |
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| 12. | 2026_SK_SMJ_022002201015_Bab-5.pdf | 4 | |
| 13. | 2026_SK_SMJ_022002201015_Daftar-Pustaka.pdf | 7 | |
| 14. | 2026_SK_SMJ_022002201015_Lampiran.pdf |
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P Penelitian ini bertujuan untuk menganalisis faktor yang memengaruhi risiko likuiditas bank yang terdaftar di bursa efek indonesia. risiko likuiditas diukur menggunakan rasio liquid assets to total assets (la/ta). variabel independen yang digunakan dalam penelitian ini mencakup capital adequacy ratio, non-performing loan, return on assets, bank size, cost to income ratio, deposit to assets ratio, net interest margin, serta good corporate governance yang diproksikan melalui board independence. penelitian ini menggunakan sampel sebanyak 215 data yang diperoleh dari 43 bank selama periode 5 tahun, yaitu 2020–2024, dengan teknik purposive sampling. metode pengujian yang digunakan adalah regresi data panel dengan bantuan perangkat lunak eviews 13. hasil penelitian menunjukkan bahwa capital adequacy ratio, non-performing loan, dan deposit to assets ratio berpengaruh positif terhadap risiko likuiditas bank. sementara itu, bank size dan net interest margin berpengaruh negatif terhadap risiko likuiditas. adapun return on assets, cost to income ratio, dan board independence tidak menunjukkan pengaruh yang signifikan terhadap risiko likuiditas. hasil penelitian ini diharapkan dapat memberikan implikasi bagi manajemen perbankan dalam mengelola liquidity risk secara lebih efektif dengan mempertimbangkan kecukupan modal, kualitas aset, struktur pendanaan, serta strategi pengelolaan aset dan liabilitas yang berimbang. selain itu, penelitian ini juga diharapkan dapat menjadi bahan pertimbangan bagi investor dalam menilai stabilitas dan ketahanan likuiditas bank sebelum mengambil keputusan investasi.
T This study aims to examine the determinants of liquidity risk in banks listed on the indonesia stock exchange. liquidity risk is measured using the ratio of liquid assets to total assets. the independent variables analyzed include capital adequacy ratio, non performing loan, return on assets, bank size, cost to income ratio, deposit to assets ratio, net interest margin, and good corporate governance, which is proxied by board independence. the research sample consists of 215 observations obtained from 43 banks over a five years period from 2020 to 2024, selected using purposive sampling techniques. panel data regression analysis is employed as the analytical method and is conducted using eviews 13 software. the empirical results indicate that capital adequacy ratio, non performing loan, and deposit to assets ratio have a positive effect on liquidity risk, while bank size and net interest margin have a negative effect on liquidity risk. meanwhile, return on assets, cost to income ratio, and board independence do not show a significant effect on liquidity risk. the findings of this study are expected to provide insights for bank management in managing liquidity risk more effectively by considering capital adequacy, asset quality, funding structure, and balanced asset and liability management strategies, as well as to assist investors in evaluating the stability and resilience of bank liquidity prior to making investment decisions.