T This research is based on the policy of restructuring strengthening the capital of rural banks ( bank perkreditan rakyat / bpr ) through merger as an effort to improve bank soundness, operation efficiency, corporate governance, and compliance with banking laws and regulations. the study examines the legal implications of bpr merger on the share ownership structure of pt bank perkreditan rakyat modern express in maluku province and the responsibility of pt bank perkreditan rakyat modern express as the parent company for it\\\'s subsidiary that incurred losses prior to the merger. this research employs a normative legal method sipported by empirical data. data erer collected through library research and interviews using a statutory approach.the finding indicate that the merger of rural bank in maluku province was carried out in accordance with the applicable laws and regulations, particularly law number 40 of 2007 concerning limied liability companies, law number 10 of 1998 concerning banking, government regulation number 28 of 1999 concerning bank mergers, and the financial services authority ( ojk ) regulation governing bpr merger. the merer resulted in changes to the share ownership structure through adjustments in capial composition and the percentage of share ownership without eliminating the position of the controling shareholder. furthermore,all rights, obligations, assets, and legal liabilities ef the merging rural bank were transferred o pt bank perkreditan rakyat modern express as the surviving enity resulting from the merger. responsibility for obligations arising prior to the merger remains vested in the surviving company in accordance with the principle of continuiy of corporate liability and provision of indonesia company law.