Faktor-faktor yang mempengaruhi kredit bermasalah pada perbankan di indonesia
Penerbit : FEB - Usakti
Kota Terbit : Jakarta
Tahun Terbit : 2025
Pembimbing 1 : Hartini
Subyek : -
Kata Kunci : capitalization, diversification, inefficiency, liquidity, non performing loan, Profitability, Size.
Status Posting : Published
Status : Lengkap
| No. | Nama File | Hal. | Link |
|---|---|---|---|
| 1. | 2025_SK_SMJ_022002101024_Halaman-Judul.pdf | 10 | |
| 2. | 2025_SK_SMJ_022002101024_Surat-Pernyataan-Revisi-Terakhir.pdf | 1 | |
| 3. | 2025_SK_SMJ_022002101024_Surat-Hasil-Similaritas.pdf | 1 | |
| 4. | 2025_SK_SMJ_022002101024_Halaman-Pernyataan-Persetujuan-Publikasi-Tugas-Akhir-untuk-Kepentingan-Akademis.pdf | 1 | |
| 5. | 2025_SK_SMJ_022002101024_Lembar-Pengesahan.pdf | 2 | |
| 6. | 2025_SK_SMJ_022002101024_Pernyataan-Orisinalitas.pdf | 1 | |
| 7. | 2025_SK_SMJ_022002101024_Formulir-Persetujuan-Publikasi-Karya-Ilmiah.pdf | ||
| 8. | 2025_SK_SMJ_022002101024_Bab-1.pdf | 13 | |
| 9. | 2025_SK_SMJ_022002101024_Bab-2.pdf | 20 |
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| 10. | 2025_SK_SMJ_022002101024_Bab-3.pdf | 9 |
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| 11. | 2025_SK_SMJ_022002101024_Bab-4.pdf | 15 |
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| 12. | 2025_SK_SMJ_022002101024_Bab-5.pdf | 5 | |
| 13. | 2025_SK_SMJ_022002101024_Daftar-Pustaka.pdf | 7 | |
| 14. | 2025_SK_SMJ_022002101024_Lampiran.pdf | 14 |
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P Penelitian ini bertujuan untuk mengetahui faktor-faktor yang mempengaruhi kredit bermasalah pada perbankan yang terdaftar di indonesia selama periode 2020-2024 sebanyak 41 perusahaan. variabel dependennya yaitu kredit bermasalah. variabel independen terdiri dari kecukupan modal, ketidak efisienan, ukuran bank, diversifikasi, profitabilitas, likuiditas. hasil penelitian ini menunjukan ketidak efisienan berpengaruh positif terhadap kredit bermasalah, ukuran bank dan diversifikasi berpengaruh negatif terhadap kredit bermasalah. sedangkan kecukupan modal dan likuiditas tidak berpengaruh terhadap kredit bermasalah. penelitian ini menggunakan teknik purosive sampling dan metode pengujian menggunakan regresi data panel melalui e-views 9. hasil penelitian ini diharapkan dapat menjadi masukan dan wawasan bagi manajer keuangan dan investor, karena dapat membantu manajer merancang strategi untuk mengurangi kredit bermasalah dan membantu investor memilih bank yang sehat dan layak untuk dijadikan tempat investasi.
T This study aims to examine the factors that influence non-performing loans in the banking sector listed in indonesia during the 2020–2024 period, involving 41 companies. the dependent variable in this study is non-performing loans. the independent variables include capitalization, inefficiency, size, diversification, profitability, and liquidity. the results show that inefficiency has a positive effect on non-performing loans, while size and diversification have a negative effect on non-performing loans. meanwhile, capitalization and liquidity have no significant effect on non-performing loans. this study employs purposive sampling and panel data regression analysis using e-views 9. the findings of this study are expected to provide insights and input for financial managers and investors, as they can help managers design strategies to reduce non-performing loans and assist investors in selecting healthy and reliable banks for investment.