Pengaruh faktor bank spesific, industry spesific, dan macroeconomic terhadap bank profitability yang terdaftar di bursa efek indonesia

DETAIL KOLEKSI

Pengaruh faktor bank spesific, industry spesific, dan macroeconomic terhadap bank profitability yang terdaftar di bursa efek indonesia

Oleh : Maelanal Husna

Info Katalog

Penerbit : FEB - Usakti

Kota Terbit : Jakarta

Tahun Terbit : 2026

Pembimbing 1 : Henny Setyo Lestari

Pembimbing 2 : Nama Saya

Kata Kunci : Bank Profitability, ROA, ROE, Bank-Specific Factors, Industry-Specific Factors, Macroeconomic Factor

Status Posting : Published

Status : Lengkap

File Repositori

No.	Nama File	Hal.
1.	2026_SK_SMJ_022002202013_Halaman-Judul.pdf
2.	2026_SK_SMJ_022002202013_Surat-Pernyataan-Revisi-Terakhir.pdf	1
3.	2026_SK_SMJ_022002202013_Surat-Hasil-Similaritas.pdf	75
4.	2026_SK_SMJ_022002202013_Halaman-Pernyataan-Persetujuan-Publikasi-Tugas-Akhir-untuk-Kepentingan-Akademis.pdf	1
5.	2026_SK_SMJ_022002202013_Lembar-Pengesahan.pdf	4
6.	2026_SK_SMJ_022002202013_Pernyataan-Orisinalitas.pdf	1
7.	2026_SK_SMJ_022002202013_Formulir-Persetujuan-Publikasi-Karya-Ilmiah.pdf	1
8.	2026_SK_SMJ_022002202013_Bab-1.pdf
9.	2026_SK_SMJ_022002202013_Bab-2.pdf
10.	2026_SK_SMJ_022002202013_Bab-3.pdf
11.	2026_SK_SMJ_022002202013_Bab-4.pdf
12.	2026_SK_SMJ_022002202013_Bab-5.pdf
13.	2026_SK_SMJ_022002202013_Daftar-Pustaka.pdf
14.	2026_SK_SMJ_022002202013_Lampiran.pdf

Abstrak
Abstract

P Penelitian ini bertujuan untuk menganalisis pengaruh bank spesific, industry spesific, dan macroeconomic terhadap bank profitability yang terdaftar di bursa efek indonesia selama periode 2021-2025. bank profitability diukur dengan menggunakan return on assets (roa) dan return on equity (roe). variabel independen yang digunakan terdiri dari bank liquidity, capital adequacy ratio, loan growth, bank deposits, bank size, bank concentration, gdp growth, dan interest rate. penelitian ini menggunakan data sekunder yang diperoleh dari laporan tahunan perusahaan perbankan yang terdaftar di bursa efek indonesia selama periode 2021â€“2025. sampel penelitian ditentukan menggunakan metode purposive sampling dan diperoleh sebanyak 36 bank. metode analisis yang digunakan adalah regresi data panel dengan bantuan program eviews 9, dan model yang terpilih adalah random effect model. hasil penelitian menunjukkan bahwa loan growth, bank size, bank concentration, dan gdp growth berpengaruh positif terhadap roa, sedangkan bank liquidity, capital adequacy ratio, bank deposits, dan interest rate tidak berpengaruh terhadap roa. hasil penelitian terhadap roe menunjukkan bahwa loan growth, bank size, gdp growth, dan interest rate berpengaruh positif terhadap roe, sedangkan bank liquidity, bank deposits, dan bank concentration berpengaruh negatif terhadap roe. capital adequacy ratio tidak berpengaruh terhadap roe. temuan ini menunjukkan bahwa profitabilitas bank dipengaruhi oleh kombinasi faktor internal bank, struktur industri, dan kondisi makroekonomi.

T This study aims to analyze the effect of bank-specific, industry-specific, and macroeconomic factors on the profitability of banks listed on the indonesia stock exchange. bank profitability in this study is measured using return on assets (roa) and return on equity (roe). the independent variables consist of bank liquidity, capital adequacy ratio, loan growth, bank deposits, bank size, bank concentration, gdp growth, and interest rate. this study uses secondary data obtained from the financial statements and annual reports of banking companies listed on the indonesia stock exchange during the 2021â€“2025 period. the sample was selected using a purposive sampling method, resulting in 36 banks with a total of 180 observations. the data analysis method used is panel data regression with the assistance of eviews 9, and the selected model is the random effect model. the results show that loan growth, bank size, bank concentration, and gdp growth have a positive effect on roa, while bank liquidity, capital adequacy ratio, bank deposits, and interest rate have no effect on roa. the results for roe indicate that loan growth, bank size, gdp growth, and interest rate have a positive effect on roe, while bank liquidity, bank deposits, and bank concentration have a negative effect on roe. capital adequacy ratio has no effect on roe. these findings indicate that bank profitability is influenced by a combination of internal bank characteristics, industry structure, and macroeconomic conditions.